Setting Financial Planning Goals for 2025

As we step into 2025, a year full of opportunities for personal and financial growth, it’s essential to ensure your financial plan is both up-to-date and aligned with your goals. Establishing clear and actionable goals is the foundation of any successful financial strategy. Here’s how you can set yourself up for financial success in the year ahead.

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Jenni Anderson
Market Update - Month Overview (December 2024)

December 2024 brought mixed fortunes for global and Australian markets. While international equities faced declines amid geopolitical and fiscal concerns, Australian markets followed suit, with property trusts and small caps hit hardest. Zenith has released a comprehensive report highlighting the major market trends, economic developments, and global factors influencing the financial landscape in November. This article provides a concise summary of the report's key insights.

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Jenni Anderson
Mid-Year Economic and Fiscal Outlook: Budget 2024-25

The Government’s Mid-Year Economic and Fiscal Outlook reveals a reduced deficit, lower debt, and improved fiscal position. Achievements include limited spending growth, tax cuts, and cost-of-living relief. The economy continues to grow with job creation and rising wages, while addressing health, education, and environmental challenges for sustainable growth.

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Jenni Anderson
Have you refinanced recently?

If you haven’t looked into refinancing since the start of higher interest rates, it might be time to ask yourself ‘why not?’ New research shows it could be time to try again – especially if you want to start 2025 off on the right foot.

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Jenni Anderson
HECS Refund: What You Need to Know

The Australian Government's announcement of study loan refunds has caused a stir among those who have fully repaid their student loans. The study loan refund initiative allows eligible borrowers to claim a refund on their fully repaid loans.

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Jenni Anderson
Thinking of buying a holiday home? Here’s what to weigh up

The coming weeks will see millions of Aussies enjoy a well-earned getaway, and for some, a memorable holiday will inspire plans to buy a holiday home. But is it a good idea? And can a weekender still stack up financially? We explain what to consider plus tips to fund a vacation property.

It’s that time of year when we lock up our home, load up the car, and hit the highway to unwind with an all-too-brief sea or tree change. It can add up to a wonderful experience, and some holidaymakers will stretch the vacation buzz a lot further by purchasing a holiday home. But given the current state of property prices, is a weekender a smart move? Here’s what to weigh up.

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Jenni Anderson
Is Your Business Ready for the Year Ahead? Conduct an End-of-Year Health Check

The end of the year provides an invaluable opportunity to reflect on workplace practices, legislative changes, and strategies for success. With 2024 bringing substantial shifts in industrial relations, businesses need to ensure they are compliant and prepared for the new year. To help, the Victorian Chamber of Commerce and Industry has compiled key insights, which we’ve summarised below to provide actionable guidance for your business.

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Jenni Anderson