We are experts at Growing & Protecting Wealth.

With rising interest rates putting pressure on household budgets, it may be worth looking at ways to reduce your debt repayments. Debt consolidation could help simplify your finances and lower interest costs by combining higher-interest debts into your home loan. We explore the potential benefits, pitfalls and why having a clear repayment strategy is essential.

When the Federal Government announced major changes to capital gains tax (CGT), trusts and superannuation in the May 2026 Budget, our advice was simple: understand the proposals, but don't restructure your affairs based on an announcement alone.

Six months on, much has changed. The core CGT reforms are now law, but only after several amendments. Further refinements are before Parliament, and the trust proposal now has draft legislation. Rather than repeat the full rules, this update focuses on what has changed since the Budget and what it means for you.

For most of our working lives, the focus is on building our super. Once retirement arrives, the focus changes. The question becomes: how do you turn those savings into an income that will last?

That can be harder than it sounds. Nobody knows exactly how long they will live, how investment markets will perform or what unexpected expenses may arise along the way.

Draw too much too soon and there is a risk of running short later in life. Draw too little and you may unnecessarily restrict your lifestyle during the years when you have the time and energy to enjoy it.

So, what should you consider when deciding how much retirement income to draw?

Trust builds loyalty, but advocacy creates momentum. By valuing feedback, listening openly and investing in others’ success, businesses can strengthen relationships and turn trusted connections into powerful advocates.

Most Australians don't realise their superannuation can be taxed after they die. Your family could lose tens or even hundreds of thousands of dollars if you don't plan ahead.

Running a business - whether it is a small operation or a more established organisation - is busy. We understand that bookkeeping, tax and paperwork rarely sit at the top of the priority list when there are customers to look after, teams to manage and work to deliver.

But there are a few habits that can make financial management and accounting harder than they need to be. Here are some of the things your accountant would, very politely, love you to stop doing.

As another AFL season comes to a close, millions of Australians will spend the off-season debating game plans, coaching decisions and what might have been.

Interestingly, many of the lessons that separate successful football teams from those that fall short apply just as well to managing wealth. The 2026 Finals Series provided some timely reminders about what it takes to achieve long-term success, both on the field and with your finances.

September was a challenging month for investors, with higher interest rates, rising bond yields and stronger oil prices weighing on markets globally. Australian shares lagged amid renewed inflation concerns and another RBA rate hike, while resilient corporate earnings helped support international markets despite ongoing economic and geopolitical uncertainty, keeping volatility elevated.

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why.

From 1 October 2026, Australian businesses can no longer charge card surcharges. Learn what the changes mean and how to protect margins through EFTPOS, BPAY, direct debit and smarter payment strategies.

Trust isn't built by time alone. It's earned through meaningful experiences. Discover how small, consistent actions can accelerate trust, strengthen relationships, and create lasting momentum in business and life.

Hiring decisions involve far more than salary alone. This article explores the true cost of employment, productivity considerations, and how business owners can assess whether a new hire will deliver a worthwhile return on investment.