The ATO will close the Small Business Super Clearing House as part of the rollout of Payday Super, which requires employers to pay super at the same time as wages from July 2026. Businesses should transition early to payroll-integrated systems to avoid penalties, improve accuracy, and streamline their payroll and cashflow processes.

As we (or our loved ones) get older, planning for aged care becomes one of life’s most important decisions. It’s about more than just finding the right facility or care provider — it’s about ensuring comfort, dignity, and financial peace of mind for the years ahead.

Property prices are running hot as we head into summer, and the market is tipped to dial up even further over the next 12 months. Here’s how it could shape your home-buying plans.

Global markets strengthened in October, supported by easing inflation, solid US earnings and strong gains across AI-exposed sectors, with Japan and emerging markets leading performance. Australian equities lagged as persistent inflation delayed expected RBA rate cuts and weak earnings weighed on sentiment. While resources and smaller caps showed resilience, mixed economic signals continue to temper overall market momentum.

Owning an investment property can be a powerful wealth-building strategy—but only if you navigate the tax landscape correctly. At Salt Financial Group, we regularly help landlords avoid common tax pitfalls that can lead to ATO scrutiny, missed deductions, or unexpected bills.

Here are the top traps to watch out for—and how to steer clear of them.

As we approach the final quarter of 2025, equity markets in both Australia and the United States have delivered strong returns, driven by monetary easing, resilient earnings, and a wave of optimism around artificial intelligence. But beneath the surface, questions are mounting: Are these markets overvalued? Are we in a bubble? And how sustainable is the AI-driven rally?

Let’s unpack the data and trends to help everyday investors make sense of what’s happening.