Finally, a long-awaited reprieve for borrowers. On Tuesday, the Reserve Bank of Australia cut the cash rate by 25 basis points to 4.10% How much could this rate cut decrease your monthly mortgage repayments? And can we expect more cuts this year?

When it comes to protecting your financial future, insurance is a critical component. For many Australians, the decision often comes down to choosing between insurance through an industry super fund and a retail insurance policy. Here's a breakdown to help you make an informed choice.

One of the most common misconceptions in business is the difference between a casual employee and a contractor — and getting it wrong can mean unexpected superannuation and leave obligations. Many businesses assume that if someone has an ABN, sends invoices, or works independently, they must be a contractor. However, under Australian tax, superannuation and employment law, this isn’t always the case. If someone is classified as a contractor, they could still be entitled to Superannuation Guarantee (SG) contributions and leave entitlements. Misclassification can lead to costly back payments and penalties, so it’s crucial to get it right.

The international markets had a strong start to 2025, with European stocks outperforming the US. The US market had strong performances in financials, healthcare, and communication services. However, the information technology sector struggled, falling 1.5%, including sharp drop in NVIDIA’s share price as Chinese start-up DeepSeek, challenged US dominance in the sector. The AI giant saw its stock tumble by as much as 20% after concerns emerged that DeepSeek’s generative AI could match industry leaders at a significantly lower cost.

Investing is the key financial strategy for building wealth, and in Australia, property and shares are the most common choices (for good reason). This fuels an ongoing debate about whether to invest in property, shares, or a combination of both. Each option has its own benefits and risks, making it crucial to understand their differences before making an informed investment decision.

When selling or restructuring a small business in Australia, taking advantage of Small Business Capital Gains Tax (CGT) concessions can significantly reduce tax liabilities. This article explores the key CGT concessions, eligibility requirements, and important considerations, helping business owners maximise tax efficiency and preserve wealth through strategic planning and professional guidance.