Running a business involves navigating a landscape filled with potential risks and uncertainties. For business owners, safeguarding their enterprise through insurance is not just a prudent choice but a crucial strategy for long-term success. Among the myriad of insurance options available, certain key areas are essential for comprehensive risk mitigation. This article explores critical insurance considerations for business owners, including buy/sell agreements, liability insurance, property insurance, and more.

Read More

The first half of 2024 saw market turbulence due to fluctuating economic indicators, political developments, and varied corporate performance. Despite these hurdles, the ASX gained 4.3%. Continued volatility is expected, urging diversified portfolios and cautious investment strategies for the rest of 2024.

Read More

In the past three months, how many times did you visit the local branch of your bank? During the same period, how many times did you use your mobile banking app to view transactions, pay bills or transfer money? From banking and investments to shopping and bill payments, our financial lives are integrated with the digital world; simplifying the way we do things, adding convenience to our transactions and opening doors to a wide range of financial products and services hitherto inaccessible to many. According to the Reserve Bank of Australia, in 2022-23, an Australian, on average, made 730 electronic transactions in comparison to 330 a decade ago. This unprecedented increase in digital activities, especially in the post-Covid era, highlights the need for robust cyber security measures, not only for businesses but also for the consumers.

Read More

You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

Read More

As the calendar turns and the Australian financial year resets on July 1, it's the perfect time for individuals and businesses alike to reflect on their financial habits and set new goals. The new financial year offers an opportunity to reassess, reorganise, and rejuvenate our financial strategies to ensure a prosperous year ahead. Here are some resolutions that can help prepare you to navigate the Australian financial landscape more effectively.

Read More

In this fortnight's market update, the Reserve Bank of Australia (RBA) maintained the target cash rate at 4.35% amid persistent inflation, with economists predicting a possible rate rise. The annual inflation rate increased to 4% in May from 3.6% in April, while underlying inflation rose from 4.1% to 4.4%. The Australian share market gained 0.88%, driven by the utilities and IT sectors, despite volatility and a significant drop in the real estate index. Internationally, the US S&P500 reached a record high, fueled by substantial government spending on manufacturing, contributing to economic growth and inflation. Asian markets struggled, with China's SSE Composite dropping 2.86% and Japan facing severe currency depreciation, prompting potential intervention from monetary authorities.

Read More

Australia's property market is a popular choice for both local and international investors. With its stable economy, strong legal framework, and appealing lifestyle, the market offers many opportunities. This overview will cover key considerations and current trends in property investment in Australia.

Read More

Fresh air, affordable homes, and less traffic are driving city dwellers to regional Australia. The trend is growing, with metro to regional relocations up 20% from pre-Covid levels, according to Commonwealth Bank research. The lifestyle benefits include a laidback atmosphere and the charm of seeing native wildlife instead of traffic lights. The classic tune "Home Among the Gum Trees" epitomizes this appeal, as regional towns and cities offer an attractive alternative to urban living.

Read More

Centrelink provides crucial financial support to millions of Australians. Navigating the complex system of payments and services can be daunting, but understanding how to maximise your entitlements can significantly ease financial stress. This guide aims to help you understand Centrelink better and ensure you're receiving the support you deserve.

Read More