Prior to the Hayne Royal Commission, if you applied for a home loan you would generally state a single monthly living expenditure figure on your loan application.
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Australian equities:
The recovery in Australian shares was cut short in July amid reports of growing Covid-19 cases and anticipation of harsher restrictions in Victoria. Early in August, the Victorian government announced a state of disaster and moved to stage four lockdown, which will see an estimated 1 million people restricted from going to and from their workplace for at least six weeks, while only essential businesses including supermarkets and pharmacies may remain open. The S&P/ASX 200 Index gained 0.5% over the month, dragged down by the energy and health care sectors.
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There has be a great deal of press about the extension to the JobKeeper and Business Grants Scheme on offer by the State and National Governments. We want to assist all of our clients who are eligible to get all the financial support available during these challenging times.
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The maximum number of allowable members for SMSFs could soon increase from 4 to 6 if a recently reintroduced Bill passes Parliament.
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Decision-making, be it for personal or professional reasons, is an ever-present aspect of our lives.
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Retirement can mean different things to different people, however, when it comes to retirement and retirement intentions, there can be common threads.
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While some sectors of the economy is suffering, others are booming, if you’re lucky enough to have a small business in a rapidly growing sector, you may be considering a change from a relatively simple sole trader business structure
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As the pandemic drags on, there may be many unintended consequences for businesses in relation to benefits that you provide in addition to salary and wages, namely FBT. While exemptions and concessions may be available to reduce or eliminate the amount of FBT
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You’ve heard the expression ‘Don’t put all of your eggs in one basket’. This is as true to your investments as it is for eggs. Including different investment classes to a portfolio reduces risk through diversification.
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